How to find the right Fort Lauderdale General Liability Insurance for your specific business
What is Fort Lauderdale general liability insurance?
Commercial general liability insurance can help protect you and your business against many typical suits.
Fort Lauderdale General liability insurance is the most popular option for many companies because of its broad spectrum of coverage. Much like other liability insurance, commercial general liability coverage protects your business from several common claims that lots of small companies can face.
What exactly does general liability insurance protect against?
Commercial liability policy protects your company against four fundamental claim categories:
- Bodily injury: When a customer or other party suffers from bodily harm caused directly or indirectly by your business, this insurance can help cover medical costs and other damages brought about by a litigation.
- Property damage: If you or your workers cause harm to a individual’s property (e.g., automobiles, houses, land, and other land of relative worth ), you can be held accountable for the cost. General liability insurance provides the kind and the amount of coverage you need.
- Personal injury: Personal injury encompasses slander, libel, lost wages, mental anguish, along with other claims which don’t fall under bodily harm.
- Advertising injury: This resembles private injury in it is brought about by slander, libel, or copyright violation, but advertising injury involves another company rather than a person.
Get a FREE general liability insurance quote today!Skip the form and give us a call for more information on liability coverage.
Why would you need general liability Fort Lauderdale coverage?
General liability insurance protects your small business.
Even in the event that you believe your business is too small or you’re certain you will not cause any of the damages or harm listed previously should nevertheless be covered. In such a litigious environment, you need to be protected against frivolous suits.
Many people today see a chance to benefit from unsuspecting small business owners who might not be covered contrary to a claim. For example, imagine you conduct a commercial cleaning business and you do most of your work after business hours once the office buildings are empty. You may consider yourself at low-risk and do not see the requirement of getting commercial general liability insurance since you seldom, if ever, interact with your customers. But what if one of your employees damages expensive computer gear by inadvertently spilling cleaning fluid on it? You’d be liable for the damages.
Bear in mind you could not ever be completely in control of every situation. Accidents happen. There are always unforeseen problems that could result in a lawsuit, including bogus claims. Your commercial general liability insurance can help cover those claims. If you don’t have many resources (or even if you do), then your business might be entirely destroyed by one claim against your company.
How much business liability policy does your company need in Fort Lauderdale?
You may just need a small number of commercial liability insurance to pay for the expense of possible claims caused by you. It’s necessary to keep in mind the cost of claims today has improved and people are seeking bigger amounts for compensation, making the right quantity of coverage crucial to protect your business interests.
Check with trusted insurance agents with your best interests in mind and provides recommendations for getting the ideal coverage for your business.
Find out more about Fort Lauderdale commercial general liability insurance from visiting Evolution Insurance Solutions or phoning 954-289-2366.