Life Insurance

Finding the right Life Insurance policy can be tricky. We'll help make it easier for you.

What is Life Insurance?

Sometimes, life throws you a curveball. Our life insurance is easy, affordable and ensures your family is taken care of financially if something happens to you. Ensuring your family’s future is just one of the many reasons to purchase life insurance.
Benefits include:

  • helps cover your funeral costs and final expenses
  • pay off debts and offer mortgage protection
  • provide an inheritance for your loved ones
  • supplement your retirement income

Since no one knows what the future holds, it is important to have life insurance no matter how old you are.

Get Your Life Insurance Policy Today 

If you are looking to get a life insurance policy, click below!

Want the scoop on Life Insurance?

Life insurance keeps your family financially secure when you are no longer able to provide for them. At Evolution Insurance Solutions, we offer a wide range of term and whole life insurance services to clients.

Our local Florida agent team is highly knowledgeable about the different types of products and policies available. We work with the top-rated carriers in the industry. Whether you need coverage for your family or want to invest in an annuity, we can help you find the right solution to meet your needs and budget.

Our goal is to help our clients achieve greater financial security and peace of mind.

Term Life Insurance?

A term life insurance policy provides coverage for a fixed period of time with a specific guaranteed death benefit. If the insured dies during the term of the policy, their beneficiary will receive the death benefit payout.

Term life insurance policies tend to be more affordable than other types of life insurance, making them an ideal choice for individuals looking to cover their families against the financial impact of premature death.

Term life insurance is very useful for young parents who are looking to ensure the financial security of their family in the event of their own untimely death. This is because the term life insurance plans are generally more affordable than other types of policies, which is important when you have young children who depend on your income to cover their daily expenses.

Whole Life Insurance

Our Guaranteed Life, whole life insurance policy offers guaranteed coverage for your entire life. Funeral costs in Florida can range from $6,000 – $12,000, with the average funeral costing over $7,000.

Considering Social Security only pays out a measly one-time death payment of $255 for funeral costs, your loved ones could be left with a hefty bill. And that’s if you’re even eligible for the payment in the first place.

With a guaranteed whole life insurance policy from Evolution Insurance Solutions, you can rest easy knowing that your loved ones will have up to $25,000 in coverage to help pay for your final expenses.

Get a Life Insurance Policy Today 

If you are looking to get a life insurance policy, click below!

Want to Supplement Your Income? Ask About Our Annuity Products

We offer a variety of annuity products to help our clients save for retirement or supplement their income in retirement. Annuities can provide a guaranteed stream of income that can last for the rest of your life, no matter how long you live.

Fixed Indexed Annuities

An indexed annuity allows you to select and participate in growth opportunities by tracking performance of the market index. This tax-deferred, long term savings option provides optimal principal protection in a down market with opportunity for growth. If you’re looking for more growth with less risk, this might be the product for you.

Immediate Annuities

An immediate annuity begins making payments to the annuitant (the person who owns the annuity contract) as soon as the premium is paid. This type of annuity is typically used by individuals who are looking to supplement their income in retirement or generate a guaranteed stream of income for the rest of your life.

Fixed Annuities

A fixed annuity pays a guaranteed rate of interest for a specific period of time, usually 1-5 years. After this period expires, the annuity will begin paying out at the current interest rate. Fixed annuities are ideal for individuals who are looking for a safe investment with guaranteed returns. Contact us today to find out more.

Don't Forget About...

Our local Florida agent team is highly knowledgeable about the different types of products and policies available. We work with the top-rated carriers in the industry. Whether you need coverage for your family or want to invest in an annuity, we can help you find the right solution to meet your needs and budget.

Our goal is to help our clients achieve greater financial security and peace of mind.

401 K Rollover

If you’re leaving your job or retiring, you may be able to rollover your 401k into an annuity. This can help you avoid paying taxes on the money in your 401k and also gives you the opportunity to invest in a variety of different ways.

We offer a seamless 401K rollover service to help you transfer your old 401k into an annuity without any hassle.

Immediate Annuities

Our final expense products are designed specifically to cover the costs of funeral and burial expenses, including cremation and the purchase of a headstone or grave marker.

With a final expense policy from Evolution Insurance Solutions, rest easy knowing that your loved ones will have up to $25,000 in coverage to help with final expenses.

No matter what type of life insurance or annuity product you are looking for, we have a solution that will fit your needs. You can get started at our self-service link, which will ask you to complete a quick questionnaire to help us understand your coverage needs. So why wait?

Your Agent

If you’re looking for a life insurance or annuity policy, Evolution Insurance Solutions is the perfect place for you. We offer a wide range of products that are sure to meet your needs and budget.No matter what type of life insurance or annuity product you are looking for, we have a solution that will fit your needs.

Get started now by requesting your free, no-obligation quote online now. In just a few clicks, you could be on your way to securing your family’s financial future for life!

Life Insurance FAQ'S
An annuity is an insurance product that provides a guaranteed stream of income for a specific period of time, usually for the rest of your life. For example, if you purchase an annuity at age 65, the annuity will provide you with a guaranteed income until you die.
An annuity works by you making a lump sum payment to an insurance company. The insurance company then agrees to make periodic payments to you, typically for the rest of your life.

These payments can be used to supplement your income in retirement or provide you with a guaranteed stream of income for life!
When you pay your insurance premium to us, we invest a portion of that premium into a policy loan account. The policy loan account is what we use to pay the death benefit to your beneficiaries in the event of your untimely death.

The interest rate on the policy loan account is determined by the market conditions at the time of your death and is typically between 5-7%.
What if something happened to you tomorrow? How will your children be able to stay in their home, pay for college, or even afford a funeral?

Life insurance is vital if you have children because it ensures that they will be taken care of financially if something happens to you. No one likes to think about their death, but it’s important to remember that life is unpredictable and anything can happen at any time.

Investing in a life insurance policy for your children is one of the best things you can do to protect their future.
Every life insurance policy is different, and the best life insurance policy for you will depend on your unique circumstances.

You can get your free, personalized life insurance quote online today here.